Following the latest RBA rate rise, many Australians are reassessing their home loans and asking an important question: Should I stay variable, fix my rate, or restructure my loan? The Reserve Bank of Australia increased the cash rate yesterday, and while rate movements are part of the economic cycle, they…
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As widely predicted, the Reserve Bank of Australia (RBA) has increased the cash rate by 0.25% at today's meeting. The current cash rate now sits at 3.85%. This month’s decision reflects the RBA’s commitment to restoring price stability, with the latest data indicating: Headline (annual) inflation has risen to 3.8%…
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The start of a new year often brings clarity. After the rush of December, January gives us space to reset, reflect, and make decisions with a clearer head — especially when it comes to money. It’s also one of the best times of the year to review your finances and…
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Modular, Prefab and construction finance is very different to a standard home loan — and treating it the same way can lead to delays, cash flow pressure, and unnecessary stress for everyone involved. If you’re building a modular or prefabricated home, the way your loan is structured matters just as…
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The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today's meeting. The RBA's decision this month reflects its ongoing cautious approach as it works to balance inflation control with supporting employment. The latest data shows: Headline (annual) inflation has risen to 3.8%…
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Welcome to the Summer edition of Haven. As we settle into another busy festive season, this edition explores some big ideas shaping the way we live - both in how we build our homes and how we enjoy them. We investigate prefabricated and modular housing, a concept that could hold…
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The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today’s meeting. This outcome reflects the RBA’s cautious and measured approach in balancing inflation control with employment objectives. The latest data indicates: Inflation: Headline consumer price index (CPI) rose to 3.2% in September…
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Looking to Invest in Property? Here’s What You Need to Know Property investment can be one of the most rewarding ways to build long-term wealth — but it all starts with having the right finance structure in place. At Your Finance Broker, we understand that investing in property isn’t just…
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The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today's meeting. This outcome reflects the RBA's cautious and measured approach in balancing inflation control with employment objectives. The latest data indicates: Inflation: Monthly CPI indicator rose to 3.0% annually in August 2025…
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Steps to Financing a Commercial Property Buying a commercial property is a big step—whether you’re an investor looking to expand your portfolio or a business owner wanting to own your premises. But financing a commercial purchase is a little different from getting a standard home loan. In this beginner’s guide,…
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