Finance made personal. Solutions from simple to complex.

At Your Finance Broker, we believe finance should feel clear, supportive and tailored to the life you’re building.

Based on the Sunshine Coast, we help individuals, families and business owners navigate Australia’s lending landscape with confidence. Whether you’re buying your first home, building a modular home, refinancing, or growing a business, we guide you through the process and structure finance that supports your long-term goals.

With access to hundreds of loan products from Australia’s leading lenders, our role is to simplify the process, negotiate on your behalf, and ensure you’re matched with the right lending solution for your situation.

From straightforward home loans to more complex lending structures, we work to make the process smooth, transparent and efficient — helping you move forward with clarity.

A Specialist in Modular and Construction Finance

Your Finance Broker has developed a strong reputation for modular and construction home finance in Australia.

As modular housing continues to grow in popularity, financing these projects requires an understanding of both lender policy and the unique building process involved.

We work closely with lenders, builders and clients to structure finance for modular homes, prefab homes and construction builds, ensuring documentation and loan structures align with lender requirements.

Because of this experience, we regularly assist clients who are:

• building modular or prefabricated homes

• purchasing land and construction packages

• navigating construction loans

• exploring alternative housing solutions

Our goal is to make modular home finance accessible and straightforward, helping more Australians achieve home ownership through innovative building methods.

Why Use a Finance Broker?

Choosing the right finance structure can make a significant difference to both your financial outcomes and your overall experience.

A finance broker works on your behalf to research the market and identify lending options suited to your circumstances.

At Your Finance Broker we:

• compare hundreds of home loan options from leading lenders

• negotiate with banks on your behalf

• guide you through lender requirements and documentation

• structure finance to suit your personal and financial goals

• manage the process from application through to settlement

Our role is to simplify a complex lending environment and ensure you are supported at every stage of your finance journey.

When Should You Speak With a Broker?

Many people assume they should only speak to a broker once they are ready to apply for a loan.

In reality, speaking with a broker earlier can help you make better financial decisions.

You may benefit from guidance if you are:

• saving for your first home

• planning to build or buy land

• considering refinancing your current home loan

• looking to use equity to renovate or invest

• consolidating existing debts

• exploring business or commercial lending

We take the time to understand your financial circumstances, your goals and your future plans, so we can recommend finance options aligned with where you want to go.

A Personal Approach to Finance

Your Finance Broker was founded by Teressa Fisk, Senior Finance Broker and Director.

With more than 20 years of experience across banking, lending and business strategy, Teressa brings a unique combination of technical knowledge and genuine care for her clients’ outcomes.

After many years in the finance industry, Teressa established Your Finance Broker with a simple vision:
to deliver a more personal and educational approach to lending.

Her philosophy is to keep the process human — ensuring clients feel informed, supported and confident in the financial decisions they make.

Teressa is particularly known for her work in modular and construction finance, where she has spent years working closely with lenders and builders to navigate and improve lending pathways in this evolving sector.

Today, Your Finance Broker supports clients across a wide range of lending needs while maintaining a strong focus on education, transparency and long-term relationships.

Our Lending Services

We assist clients with a broad range of finance solutions including:

• First home buyer loans and government grant support

• Home loans and refinancing

• Construction and modular home finance

• Investment property lending

• Commercial and business loans

• Equipment finance

• Personal loans

Our approach is holistic. We look beyond the loan itself and consider how your finance structure supports your wider financial goals.

A Broader Commitment to Financial Education

Education is a core part of what we do.

Through our podcast and education platform Your Finance Lounge, we aim to make finance easier to understand and empower people to make confident financial decisions.

The platform shares insights, conversations and practical guidance on topics such as home ownership, borrowing, budgeting and building long-term financial independence.

Let’s Talk

Whether you’re purchasing your first home, building a modular property, refinancing or growing your business, we’re here to guide you through the process.

At Your Finance Broker, we believe the right finance solution should support the life you’re building — today and into the future.

Filled with juicy finance tips and guidance to help take some of the overwhelm out of your finance journey.