Following the latest RBA rate rise, many Australians are reassessing their home loans and asking an important question: Should I stay variable, fix my rate, or restructure my loan? The Reserve Bank of Australia increased the cash rate yesterday, and while rate movements are part of the economic cycle, they…
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The start of a new year often brings clarity. After the rush of December, January gives us space to reset, reflect, and make decisions with a clearer head — especially when it comes to money. It’s also one of the best times of the year to review your finances and…
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Modular, Prefab and construction finance is very different to a standard home loan — and treating it the same way can lead to delays, cash flow pressure, and unnecessary stress for everyone involved. If you’re building a modular or prefabricated home, the way your loan is structured matters just as…
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Looking to Invest in Property? Here’s What You Need to Know Property investment can be one of the most rewarding ways to build long-term wealth — but it all starts with having the right finance structure in place. At Your Finance Broker, we understand that investing in property isn’t just…
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Steps to Financing a Commercial Property Buying a commercial property is a big step—whether you’re an investor looking to expand your portfolio or a business owner wanting to own your premises. But financing a commercial purchase is a little different from getting a standard home loan. In this beginner’s guide,…
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I am text block. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Why Using a Mortgage Broker is Better Than Going Direct to the Bank When you’re looking for a home loan or…
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First Home Buyer Boost: Schemes, Grants & Government Support Buying your first home is an exciting milestone, but it often comes with one big challenge — saving enough for a deposit. The good news? From 1 October, the Federal Government is expanding its First Home Buyer Scheme, making it easier…
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As the financial year draws to a close, it’s the perfect time to pause, reflect, and prepare. Whether you’re a PAYG employee or self-employed, reviewing your financial position before June 30 can help you maximise opportunities, reduce stress, and set yourself up for success in the new year. Here are…
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With the Reserve Bank of Australia (RBA) announcing interest rate cuts, many homeowners and borrowers breathe a sigh of relief. It sounds like good news—and in many ways, it is—but the reality is a bit more complex than simply seeing your repayments drop. So, what should you actually expect when…
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Navigating Modular Home Finance: How Recent Lending Changes Make It Easier for You If you’ve been dreaming of owning a modular home, the good news is that securing finance for your project just got a whole lot easier! At Your Finance Broker, we specialise in helping clients secure financing for…
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