Following the latest RBA rate rise, many Australians are reassessing their home loans and asking an important question: Should I stay variable, fix my rate, or restructure my loan? The Reserve Bank of Australia increased the cash rate yesterday, and while rate movements are part of the economic cycle, they…
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The start of a new year often brings clarity. After the rush of December, January gives us space to reset, reflect, and make decisions with a clearer head — especially when it comes to money. It’s also one of the best times of the year to review your finances and…
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I am text block. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Why Using a Mortgage Broker is Better Than Going Direct to the Bank When you’re looking for a home loan or…
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With the Reserve Bank of Australia (RBA) announcing interest rate cuts, many homeowners and borrowers breathe a sigh of relief. It sounds like good news—and in many ways, it is—but the reality is a bit more complex than simply seeing your repayments drop. So, what should you actually expect when…
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Navigating Modular Home Finance: How Recent Lending Changes Make It Easier for You If you’ve been dreaming of owning a modular home, the good news is that securing finance for your project just got a whole lot easier! At Your Finance Broker, we specialise in helping clients secure financing for…
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🏡 March 2025 Property & Finance Updates! It’s an exciting time in the property market, and we’ve got some important updates that could help you on your journey to homeownership or boost your current financial situation! Here’s what’s new this month: 1️⃣ Review Your Rate with Your Broker: Interest rates…
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Applying for a mortgage is an exciting yet complex process. Whether you're buying your first home or upgrading to a new one, there are several steps to take before you submit your application. Proper preparation will not only smooth the process but can help you secure better loan terms. Here…
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Welcome to Your Finance Lounge Join us on the lounge with local Sunny Coast finance broker Teressa Fisk & special guests, as they discuss all things finance. From budgeting tips & lending scenarios to finding the right professionals to help you on your finance journey. Teressa is the Director of…
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Ever wondered what factors may affect your borrowing capacity? When we assess borrowing capacity, we are really looking at many factors with the purpose of finding the maximum amount you can borrow without putting you into financial jeopardy. Meaning - as interest rates and cost of living fluctuate,…
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It’s that time of year again Weirdly I’ve always loved tax time mostly because in the finance world, it’s the official end of financial year and a time where we could get a full overview of the year that just was. Figure, figure and more figures. My favorite What we…
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