userTFISK, Author at Your Finance Broker

Jun 27

What factors can affect my borrowing capacity?

By userTFISK Buying My First Home, Investing In Property, Refinancing My Home Loan

Ever wondered what factors may affect your borrowing capacity? When we assess borrowing capacity, we are really looking at many factors with the purpose of finding the maximum amount you can borrow without putting you into financial jeopardy. Meaning - as interest rates and cost of living fluctuate,…

Jun 13

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Budgeting for financial success

By userTFISK Buying My First Home, Finance Help

With cost of basic needs like food, fuel and electricity rising, it can make it really hard to try and manage your existing finances. If we aren’t adjusting and reviewing these things every 3-6 months, we can quite easily start paying out more than we are getting in. That’s why…

Jun 08

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Are you tax ready?

By userTFISK Finance Help, Refinancing My Home Loan

It’s that time of year again Weirdly I’ve always loved tax time mostly because in the finance world, it’s the official end of financial year and a time where we could get a full overview of the year that just was. Figure, figure and more figures. My favorite What we…

Apr 11

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Why Choose a Broker?

By userTFISK Buying My First Home, Finance Help, Refinancing My Home Loan

Why choose a broker? Whether you are a first home buyer or a seasoned investor, the finance world can be large with a lot of noise and jargon… rate rise, LMI, FHOG’s, offset account, redraw….. It can make the whole process very overwhelming and even scare you off from taking…

Mar 29

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Finance formulas every small business owner should know

By userTFISK News

Two finance formulas to use when managing small business cash flow – one to calculate working capital and another your cash conversion cycle. At a glance: Here’s a snapshot of the article’s insights: Aussie small businesses are in a growth mindset, with 85% anticipating growth over the next year. Working capital…

userTFISK

What factors can affect my borrowing capacity?

Budgeting for financial success

Are you tax ready?

Why Choose a Broker?

Finance formulas every small business owner should know

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